Personal overdraft

NFC Bank’s overdraft facility gives you the flexibility to withdraw up to  100% of your salary. NFC Bank’s customers with salary accounts can benefit from our  overdraft facility which provides convenience of withdrawing cash at  minimal interest rates.  This facility is meant for; employees of the  State, those of reputable organizations in the private and public  sector. 


  • Puts at your disposal the money you need when you do not have sufficient funds in your account. . 
  •  Considerate, structured and convenient terms of repayment.   
  • Competitive interest rate.     

How to apply:  

  • Complete an NFC Consumer loan application form obtained from  any of our 14 branches. 
  • Submit your application to the customer care service officer in your  branch