SOFT – Consumer loans

Loans extended to State Employee whose salaries are domiciled with NFC Bank. The loans are paid back in instalments over a specified  period of time or tenor. The instalments are paid monthly. Hence the requirement of a fixed and regular income (through salary).  Repayment includes principal and interest. 


  • A “No question asked” loan
  • No deposit & invoice are required.  
  • Fast, simple and convenient
  • Flexible repayment schedule
  • Competitive interest rate 
  • Customer provides only an AVI and attestation of effective  presence at work 

Requirements :  

  • Attestation of effective service not older than 03 months 
  • Copy of most recent pay voucher  ​